Swagbucks has started an accelerator program to help you earn more. If you would like to opt in, that is up to you. Paypal must be used if you decide to do so.
****This is only available to US residents.
If you do the $4.99 plan you would pay $59.88 for a year. If you get the 700 sb bonus every month you would make $84 in one year minus the $59.88 equals a profit of $24.12.
If you do the $9.99 plan it would be $119.88 for a year. If you get the 1500 bonus every month you would make $180 a year, minus what you paid and you would have $60.12 profit.
It just depends on what you feel is a good deal for you.
You can read all about it here.